For business owners
Your business and your household share one balance sheet.
Your income, your biggest asset, and your retirement all depend on the company, so we plan them together.
Explore
What usually starts the conversation.
- A tax bill that keeps growing along with the business, and no plan to manage it.
- Most of your family’s net worth tied up in the company.
- Insurance and legal protection that were set up years ago and never revisited.
- The first serious thoughts about selling, handing the business down, or stepping back.
- A personal retirement plan that’s been on the back burner for a long time.
How the five pillars apply to you.
Cash flow and retirement
Owner income that changes from year to year, modeled against the retirement you want, with or without a sale.
Investments
A portfolio outside the business, built to balance the risk you already carry inside it.
Tax Strategies
Multi-year planning around business income, retirement plan contributions, and an eventual sale, coordinated with your CPA.
Estate and legacy
Succession plans, trusts, and beneficiary designations reviewed with your attorney, so the business passes on the way you intend.
Risk and insurance
A liability review, plus life, disability, and long-term care coverage checked against what your business and your family depend on.
What happens after you book.
Every owner goes through the same five steps, and the Discovery Meeting covers the business as well as your household, so we start with the full picture.
Frequently asked questions
Not at all. Many of the tax and structure decisions that affect a sale are made years ahead of it, in how the business is organized, how you take income, and what you set aside. Starting early gives you more options, while waiting until the year of the sale leaves you with fewer.
We work with them. Your CPA prepares and advises on the return, your attorney drafts the documents, and we coordinate the overall plan that both of those fit into.
Let’s move forward together.
You’ve worked hard to build what you have. Start with a Discovery Meeting, at no cost and with no obligation. We’ll talk about where you are and where you want to go, and you’ll leave knowing exactly what working together would look like.
