Before you become a client
A short intake, then a conversation.
When you book, we’ll send you a brief fact finder about your accounts, income, and goals. It shows us where to focus, so our first meeting can be about you instead of paperwork.
The Rock-Solid Financial Framework
Five steps, in the same order, for every client. Here’s what happens after you book.
Why we use the same process for everyone.
Most financial problems start with decisions made in isolation, like a Roth conversion nobody checked against the estate plan, or a pension election nobody weighed against Social Security. A consistent process is how we check every decision against all the others.
What it means to be Rock-Solid.
Your plan is Rock-Solid when all five pillars work together: cash flow and retirement, investments, tax strategies, estate, and insurance. Pull one out and the others shift. Keep them in sync, and you have a foundation built to hold up as your life changes.
What to expect.
- 1
Step 1
Financial Foundation Assessment
We review what you send and build a first picture of where you stand across all five pillars: what’s strong, what’s exposed, and where the biggest opportunities are.
Nothing gets decided here. Think of it as a diagnosis that sets the agenda for our conversation.
Step 1
Financial Foundation Assessment
We review what you send and build a first picture of where you stand across all five pillars: what’s strong, what’s exposed, and where the biggest opportunities are.
Nothing gets decided here. Think of it as a diagnosis that sets the agenda for our conversation.
- 2
Step 2
Discovery Meeting
This is a conversation about what matters most to you and your family: your values, how you picture retirement, the lifestyle you want to protect, what you hope to leave behind, and the questions that keep coming up.
You’ll learn how we work, and we’ll learn whether we can help. Either of us can decide it isn’t the right fit.
Step 2
Discovery Meeting
This is a conversation about what matters most to you and your family: your values, how you picture retirement, the lifestyle you want to protect, what you hope to leave behind, and the questions that keep coming up.
You’ll learn how we work, and we’ll learn whether we can help. Either of us can decide it isn’t the right fit.
- 3
Step 3
Findings and Recommendations Meeting
We walk you through your foundation scorecard and your RightCapital financial plan, live on screen: where you are today, where you could be, and the specific steps that get you there.
You’ll see the reasoning behind every recommendation, and you can ask anything. If something doesn’t make sense to you, we’re not done.
Step 3
Findings and Recommendations Meeting
We walk you through your foundation scorecard and your RightCapital financial plan, live on screen: where you are today, where you could be, and the specific steps that get you there.
You’ll see the reasoning behind every recommendation, and you can ask anything. If something doesn’t make sense to you, we’re not done.
- 4
Step 4
Planning and Implementation
Now we put the plan to work: moving accounts, building the portfolio with taxes in mind, and coordinating wills and trusts with your estate attorney and tax strategy with your CPA.
You approve each step, and we handle the legwork.
Step 4
Planning and Implementation
Now we put the plan to work: moving accounts, building the portfolio with taxes in mind, and coordinating wills and trusts with your estate attorney and tax strategy with your CPA.
You approve each step, and we handle the legwork.
- 5
Step 5
Ongoing Monitoring and Support
Ongoing portfolio oversight, tax reviews throughout the year, and adjustments when life changes, whether that’s a new job, the sale of a business, a new grandchild, or a market that does something unexpected.
Regular reviews keep your plan Rock-Solid as your life evolves. Between reviews, we’re a phone call away.
Step 5
Ongoing Monitoring and Support
Ongoing portfolio oversight, tax reviews throughout the year, and adjustments when life changes, whether that’s a new job, the sale of a business, a new grandchild, or a market that does something unexpected.
Regular reviews keep your plan Rock-Solid as your life evolves. Between reviews, we’re a phone call away.
Questions people ask before the first meeting.
It’s a conversation about what matters to you: your values, how you picture retirement, what you want to protect, and the questions you keep coming back to. You’ll learn how we work, and we’ll learn whether we can help. Nothing is sold, and nothing is decided on the spot.
No. The Discovery Meeting comes with no cost and no obligation. If we both decide to move forward, we’ll explain exactly what working together involves before anything starts.
Before the meeting, we’ll send you a short fact finder. It asks about your accounts, income, and goals, so our time together can focus on you instead of on gathering paperwork. Fill in what you can, and we’ll ask about the rest.
It’s our name for planning across five pillars at once: cash flow and retirement, investments, tax strategies, estate and legacy, and risk and insurance. Every client’s plan covers all five, and every decision is checked against the other four before it’s made.
No. Investments are one of five pillars. Cash flow and retirement, tax strategies, estate, and insurance get the same attention, because a strong portfolio inside a weak plan can still let you down.
At a glance.
Who we work with
People who’ve built real savings, generally $1 million or more in investable assets, usually through a career, a business, or both. They want every piece coordinated instead of managed one at a time.
How we are registered
Our advisors are registered representatives of LPL Financial and investment advisor representatives of Private Advisor Group. You can look us up on BrokerCheck.
How we meet
New clients meet with us virtually, so you can join from home, from work, or wherever is easiest.
Let’s move forward together.
You’ve worked hard to build what you have. Start with a Discovery Meeting, at no cost and with no obligation. We’ll talk about where you are and where you want to go, and you’ll leave knowing exactly what working together would look like.
