
Michael J. Guarino III CDFA™, AIF®
Michael J. Guarino III is the CEO, Founder, and Senior Wealth Advisor at Granite Wealth Partners, a Denville, NJ-based wealth management firm. As an Accredited Investment Fiduciary® (AIF®) and Certified Divorce Financial Analyst™ (CDFA™), Mike brings two decades of experience and a client-first mindset to every relationship.
Mike’s professional journey began while working at UPS to put himself through college, ultimately earning his degree from William Paterson University. He then spent 12 years at ADP, where he held leadership roles in both Information Technology and Client Service. This unique combination provided him with a deep understanding of a big-picture approach to solving problems, process optimization, and the importance of delivering an exceptional client experience. Today, he applies that foundation to design financial strategies that are personalized, forward-thinking, and built on clarity, efficiency, and care—hallmarks of the Granite Wealth Partners approach.
In 2006, Mike transitioned into wealth management and founded Guarino Wealth Management alongside his father, combining their shared values and complementary strengths to serve clients with care and integrity. The firm successfully supported individuals and families for many years. With a vision to expand capabilities while preserving the deeply personalized service his clients valued, he launched Granite Wealth Partners.
As CEO, Mike not only leads the firm’s strategic vision—he also actively oversees both the financial advisor and administrative teams. With a focus on culture, collaboration, and client excellence, he empowers his team to operate at the highest level, blending cutting-edge technology with the firm’s Rock Solid planning philosophy. Under Mike’s leadership, clients receive more than financial guidance—they experience a Rock Solid approach shaped by integrity, care, and the values of family.
Mike continues to specialize in comprehensive financial planning, investment management, retirement and education strategies, estate planning, and mentoring advisors on how to grow their practices with clarity and intention.
Outside the office, Mike enjoys golfing, cooking, playing guitar, writing music, and spending time with his three sons—whom he proudly coached in lacrosse for over a decade.
Licenses and Education
- Certified Divorce Financial Analyst™ (CDFA™)
- Accredited Investment Fiduciary® (AIF®)
- Investment Advisor Representative, Private Advisor Group
- Registered Representative, LPL Financial
- FINRA Series 7 & 66 Licenses (held with LPL Financial)
- Life and Health Insurance Licensed
- B.A., William Paterson University
- Morris Catholic High School – Class President
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